Dear Fellow Rotarian,

Day & Date: Wednesday, 10 October, 2012

Speaker: Ms. Shyamali Basu, Vice President, HDFC Ltd.,

Subject: `Investment Option for Senior Citizens’

Venue: The Taj Palace & Towers, Apollo Bunder

Time: 1.15 p.m.

Senior citizens need to select their investment options carefully, where the importance of returns and security are high and the weightage given to risk is low. So, they need to invest in low risk and regular returns paying investments.

Ms. Shyamali Basu, Business Head, HDFC Asset Management Co. Ltd., will give her expertise on investment options.

We look forward to seeing YOU with your SPOUSE.

Yours in Rotar

Sucharita Hegde

Chairman Programs Comm.